PLEASE PROVIDE ALL TO FOLLOWING INFORMATION
ALL FIELDS MUST BE CHANGED AND Income_Documentation Full Doc Stated / Verified
Employment W-2 Employee over 2 yrs Self Employed over 2 yrs Retired - Full Doc Only Not Working
Property in what state Alaska Alabama Arkansas Arizona California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming County
Loan Type Purchase Rate_and_Term Cash Out
Amount Cash-Out
Property Type SFR Low Rise Condo Hi-Rise Condo CondoHotel Townhome PUD 2 Unit 3 Unit 4 Unit Manufactured
Loan to Value 0% to 64.99% 65% 70% 75% 80% 85% 90% 95% No Cash-Out 100%
Combined LTV 75% 80% 85% 90% 95% 100%
Lien Type 1st Mortgage 1st 2nd Combo
COMPLETE
Home Ownership 1st time buyer Current Homeowner Previous home owner
Seasoning Purchase Less than 12 mos More than 12 mos
Occupancy Owner Occ Second Home Non-Owner Occ Yrs NOO Mgmt Experience None 0 - 2-years More than 2-years
Impound Acct Yes No - .25 cost
Interest Only Yes .25 cost No
Debt Ratio Lessthan40% 40% - 45% 45% - 50% 50% - 55%
PrePay 3 Yr 2 Yr 1 Yr
Term 3/27 5/25 30/30 30/15 15/15 Option ARM Hybrid
# MO's PITI Reserves
Credit History A & Over 2 years A & Over 4 Years Under 2 Yrs Other
Credit Score 620 - 659 FNMA Full Doc Only 660 - 679 680 - 699 700 - 719 720 - 739 740 - 759 760 - 780 Greater than 780
Bankruptcy Never Last 12 months Last 18 months Last 24 months Last 3 years Last 4 Years Last 5 years Foreclosure Never Less than 1 year 1-2 years 2-3 years 3-4 years 4-7 years
Mortgage History 0x30 last 12 mos. 1x30 last 12 mos. 2x30 last 12 mos. 3x30 last 12 mos. 1 x 60 last 12 mos 2 x 60 last 12 mos 1 x 90 last 12 mos
Instalment History 0x30 last 12 mos. 1x30 last 12 mos. 2x30 last 12 mos. 3x30 last 12 mos. 4x30 lst 12 mos. 1x60 last 12 mos. 2x60 last 12 mos.
Revolving History 0x30 last 12 mos. 1x30 last 12 mos. 2x30 last 12 mos. 3x30 last 12 mos. 4x30 lst 12 mos. 1x60 last 12 mos. 2x60 last 12 mos.
Charge Offs None last 2 years $2k+ in last 24 mos. $2k in last 24 mos. $2k+ in last 12 mos. $2k in last 12 mos.
Collection Accounts None last 2 years $2k+ in last 24 mos. $2k in last 24 mos. $2k+ in last 12 mos. $2k in last 12 mos.
Very Important, What current issues are you having now?
